Homeowner Benefits

• Financing between $1,500 to $55,000
• A range of competitive APRs and low monthly payments
• No prepayment penalties
• No hidden costs, no swipe fees

Multiple Financing Options

We have loan options to fit a variety of project and budget needs.

Home improvement loans amount up to $55,000

Combined solar and home improvement financing up to $155,000

RRAPR: Reduce Rate APR loan (standard loan)

Deferred interest loan (promo loan)

Staged funding option for applicable projects and funding requests in the Mosaic Portal, so you can schedule when you get paid

Consumers

Foundation Finance only provides financing through approved dealers or contractors. If you are looking for an approved dealer or contractor in your area, please fill out our inquiry form below and we’ll let you know if we have a match.

Trust in Foundation Finance Company

Our financing programs are only available through dealers or contractors who have been approved to offer consumer financing to their customers. By working with qualified contractors and dealers, Foundation Finance has helped thousands of consumers nationwide finance home improvement projects, green energy projects, heating and air conditioning systems, water treatment systems, furniture and more.

About Our Financing Programs

Your dealer or contractor may choose to offer one (or both) of our financing plans:

Revolving Lines of Credit

• Open line of credit at the dealer or contractor's business. May not be used at other locations.
• Can "add-on" additional products or services if you have available credit and the account is in good standing.
• No pre-payment penalties.
• Fixed interest rates.

Installment Contracts

• Similar to a mortgage where you pay in a set number of monthly installments.
• Fixed terms and monthly payments.
• No pre-payment penalties
• Fixed interest rates.

Promotional programs like "same-as-cash" or deferred payments may be available subject to your dealer/contractor's participation. Check with your sales representative there for details on any available offers.

Apply online here

Since 2015, FortiFi has proudly offered the PACE (Property Assessed Clean Energy) program to property owners in search of low-interest, long-term financing for energy and water-saving upgrades — without any hassle, upfront costs, or minimum credit score requirements.

This simple, affordable financing model allows you to enjoy increased savings, comfort, and peace of mind without delay. Repayment happens over time through your property tax bill.

For Property Owners

FortiFi offers a quick approval process, flexible payment terms, and access to FortiFi approved contractors the property owner selects.

• $0 down financing
• Competitive, fixed rates with long repayment terms (up to 30 years¹)
• No payments for up to 17 months
• Repay over time as part of your property taxes
• Interest on payments may be tax deductible²

¹ Term depends on the useful life of the product(s) installed and property location.

² Consult your tax advisor to see if you qualify for potential tax benefits